Your everyday life sets the budget.
The right payment leaves room for living costs, savings and your other plans.
MORTGAGES. PERSONAL SUPPORT.
Your home.
Your mortgage.
I’m here to help.
Buying a home is a major decision. I help you understand your options and find financing that fits your life.
Personal adviceIndependent comparisonClear decisions
YOUR NEXT STEP
What are your plans?
Your plans set the direction.
Together, we’ll find the right way forward.
01 / BUYFind a place
Bring your plans
Plan ahead
Find a place
to call home.
Purchase price, deposit and monthly payment: what works for you?
Plan your property purchase ↗02 / BUILDBring your plans
to life.
From the plot to disbursement: sound financing for your new build.
Prepare to build ↗03 / REFINANCEPlan ahead
with confidence.
Is your fixed-rate period ending? Let’s review your refinancing options.
Review refinancing ↗ROBERT BRECZEWSKI · PREMIUMHYP
Good advice means:
You understand your decision.
As a mortgage and insurance broker in Berlin, I combine financing advice with suitable protection. It matters to me that you understand your options and their differences.
Let’s get to know each other →You know the differences.
We consider repayments, overpayments and flexibility alongside interest rates. I explain what each means for you.
Let’s talk through your questions.
We also discuss uncertainties and the limits of your plans, so you can weigh up your options realistically.
A PERSONAL INTRODUCTION
Your mortgage.
The process on video.
Get to know me and how I support you with your property financing – from our first conversation to the next steps.
Videos are available in German and Polish, each approximately 1:24 minutes long. Personal consultations are also in German or Polish.
Book a consultation →EXPERIENCES WITH MY ADVICE
What clients say.
“Fast, reliable and always available!”
Source: ProvenExpert ↗
“Very knowledgeable and helpful. We are satisfied and would recommend him.”
Source: ProvenExpert ↗
Selected published client reviews, translated from German. Individual experiences do not guarantee the process or outcome of your financing.
FROM YOUR WISH LIST TO A REALISTIC BUDGET
How much home
can you afford?
Get an initial idea of the purchase price and monthly payment. We’ll discuss the details personally afterwards.
Your estimated purchase budget – non-binding and without a mortgage commitment.
CLARITY AT EVERY STEP
Five steps
to your mortgage.
From the first overview to disbursement.
Get acquainted
We clarify your plans, timing and budget.
Prepare well
We collect the documents and develop your financing plan.
Compare offers
I obtain suitable offers. Together, we compare the terms.
Decide with confidence
We discuss the bank’s approval, the loan agreement and the next appointments.
Move forward
I help you meet the requirements and coordinate disbursement.
MAKE INFORMED DECISIONS
Questions before buying a home.
EQUITYCan you buy without
What payment fits
Which subsidies
Can you buy without
substantial savings?
The opportunities and limits of full financing.
Read more ↗MONTHLY PAYMENTWhat payment fits
my everyday life?
Keep your mortgage affordable and leave room for living.
Read more ↗SUBSIDIESWhich subsidies
could I use?
Include potential subsidies early in your planning.
Read more ↗PREPARE FOR OUR CONVERSATION
Everything at hand.
The key documents for your mortgage enquiry.
Please send confidential documents only through a secure channel we have agreed together.
LET’S DISCUSS YOUR PLANS
The first step?
A good conversation.
Tell me what you have in mind. I’ll get in touch personally after your enquiry.
How we get started
What do we discuss in the first consultation?
Your plans, timing, equity and a monthly payment that fits your life. We then clarify the next steps and the documents needed.
What should I have ready?
An overview of income, expenses, savings and existing loans is useful. If you have found a property, have the price and listing ready too. The checklist helps you prepare.
How do we get in touch?
Send an enquiry using the form, or contact me by phone or email. Together, we’ll arrange an appointment at the Berlin office, by phone or online.
How is the advice paid for?
We explain remuneration and any costs transparently before you engage us. Ask me about this during our first conversation.
Information about how your details are processed is available in the privacy policy.
PERSONAL. IN BERLIN AND WHERE YOU ARE.
Let’s talk wherever
works for you.
At the office by appointment, by phone or online throughout Germany.
PremiumHyp · Robert BreczewskiErnststraße 4 · 13509 BerlinPlan your journey ↗
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