01 · Key points
What matters for this topic
Check construction-owner liability cover
Consider construction works and shell fire cover
Record helpers and your own work
Check financial protection for your family
02 · Be prepared
Points you should not underestimate
- Duplicate or missing cover
- Starting construction without cover
- Failing to declare your own work
03 · Documents
Commonly required documents
The documents actually needed depend on the lender, your plans and personal circumstances. The following are often useful for preparation:
04 · Practical example
What an assessment might look like
Before construction, review existing policies and project-specific risks to avoid gaps and unnecessary duplicate insurance.
This example is illustrative only and is not a mortgage commitment or quotation of terms.05 · Frequently asked questions
Questions about Insurance during construction
Which insurance do I need?+
That depends on the construction type, your own work, land and existing policies. An individual needs assessment is required.
When should cover start?+
Before the first relevant construction or liability risk, often as early as taking possession or starting work.
Important information
The information on this page is general. It does not replace individual mortgage, legal or tax advice and is not a binding credit commitment. Requirements and terms are assessed individually.