PREMIUMHYP · NEW BUILD
A new build needs a financing plan that also accounts for the construction phase. Together, we organise costs, payment dates and reserves.
Plan my new build →The plot, construction work and ancillary building costs are the starting point. Site development, landscaping, utility connections and fittings also belong in the overview. We discuss what is included in the offer and what is still missing.
During construction, you may be paying rent and financing costs at the same time. We align the payment schedule with the lender’s disbursement conditions and consider the period without commitment interest, as well as possible delays.
Whether a funding programme fits depends on the project and its eligibility requirements. The application, contract signing and start of construction must be coordinated. Clarify the process before placing binding orders; some programmes require an energy efficiency expert.
NEW BUILD
Tick what you have prepared. Skip items that do not apply. You do not need to have everything ready for our first conversation.
Your selection lasts until you reload this page and is not sent to us. Depending on the lender and project, additional or more recent documents may be needed. We use an agreed secure channel for confidential documents.
YOUR QUESTIONS
We document the planned work, material costs and time involved clearly. The bank decides individually whether, and to what extent, it will recognise your own labour.
It may be charged on loan amounts that have not yet been drawn down after a contractually defined period. That is why we consider the disbursement schedule and the period without commitment interest together.
A cost reserve belongs in the initial plan. If additional costs become foreseeable, we discuss them early. A later increase in the loan is not automatically approved.
Together, we’ll work out your next step. Contact me by phone or through the financing enquiry form.
Start a financing enquiry →The enquiry form is in German. I can help you complete it in Polish or German.
General guidance, not a financing commitment. The terms of the specific offer apply. Further information in German: Verbraucherzentrale and KfW.