01 · Key points
What matters for this topic
Prioritise the work
Plan quotations and a contingency
Check funding eligibility before starting
Compare loan options, second-ranking security and available land charges
02 · Be prepared
Points you should not underestimate
- Starting work before applying for funding
- No cost contingency
- Overestimating value increases
03 · Documents
Commonly required documents
The documents actually needed depend on the lender, your plans and personal circumstances. The following are often useful for preparation:
04 · Practical example
What an assessment might look like
Divide works into necessary, economically worthwhile and optional steps. Financing can then be staged accordingly.
This example is illustrative only and is not a mortgage commitment or quotation of terms.05 · Frequently asked questions
Questions about Financing renovations
Can renovations be included in financing?+
Yes, at purchase or later through various loan types. The scale, property value and existing debt are decisive.
When must I apply for funding?+
For many programmes, before work starts or a contract is signed. Check the current conditions beforehand.
Important information
The information on this page is general. It does not replace individual mortgage, legal or tax advice and is not a binding credit commitment. Requirements and terms are assessed individually.