When the fixed-rate period ends, you may still owe part of the loan. Review the end date, expected balance, current payment and household budget in good time.
What are the options?
You can compare your current bank’s renewal offer with offers from other lenders. With a longer lead time, a forward loan may also be an option. Terms and costs differ.
Information to prepare
- The fixed-rate end date and expected balance
- Income, spending and an affordable monthly payment
- Planned overpayments and current loan documents
We can discuss available options together. Any final offer depends on the lender. More about refinancing.